Best Live Baccarat Online Casinos UK 2026 – Your Expert Guide
Live baccarat in 2026 sits at a strange crossroads. On one side, it’s the casino game that James Bond plays when he wants to look cool without thinking too hard. On the other, it’s a genuine low‑house‑edge option for UK punters who know that ‘free’ casino bonuses are about as trustworthy as a politician’s promise. This guide isn’t about selling you a dream. It’s about helping you pick a live baccarat site that won’t make you want to smash your screen.
The UK market is flooded with live dealer lobbies—Evolution alone powers most of them—but not every casino deserves your deposit. Some will drown you in wagering requirements; others will make you wait a week just to verify your driving licence. We’ve done the legwork so you don’t have to. Below you’ll find a curated list of the best live baccarat online casinos for UK players in 2026, each licensed by the Gambling Commission, each tested for payout speed and game fairness. We’ve also thrown in enough strategy, odds analysis, and variant explanations to turn you from a casual punter into someone who at least knows why you’re probably still going to lose—but with style.
The Best Live Baccarat Casinos for UK Players in 2026
Eight operators stood out after we tore through the fine print. They all hold full UKGC licences, stream live baccarat from professional studios, and offer bonuses that don’t feel like a practical joke. The table below gives you a side‑by‑side look; after that, we’ll break down what makes each one tick. Remember: all welcome offers come with terms, and you must be 18+. Gamble responsibly.
| Casino | Welcome Bonus | Live Baccarat Provider | Min Deposit | Payout Speed |
|---|---|---|---|---|
| Betway | 100% up to £250 | Evolution | £10 | 1–2 days |
| 888casino | £88 free play + 100% up to £100 | Evolution & NetEnt | £10 | 1–3 days |
| LeoVegas | 100% up to £100 + 50 free spins | Evolution, Pragmatic Play | £10 | 24–48 hours |
| Casumo | 100% up to £25 + 20 free spins | Evolution | £10 | 1–3 days |
| Mr Green | 100% up to £100 + 100 free spins | Evolution, NetEnt | £20 | 1–2 days |
| William Hill Casino | 100% up to £300 | Evolution, Playtech | £10 | 1–3 days |
| BetVictor Casino | Bet £5 get £30 in bonuses | Evolution, Playtech | £5 | 1–2 days |
| Grosvenor Casinos | £20 welcome bonus | Evolution | £10 | 1–2 days |
Betway runs a tight ship. Their Evolution‑powered live baccarat lobby covers everything from classic Punto Banco to Lightning Baccarat, with table limits that stretch from £1 up to the kind of stakes that make compliance officers nervous. The welcome bonus is straightforward—a 100% match to £250 with a 30x playthrough on the bonus amount—which is about average for the UK. Payouts land within 48 hours once you’re verified, and the site doesn’t bury you in pop‑ups. If you want a no‑fuss experience, Betway is hard to beat.
888casino still offers that rare beast: a proper no‑deposit bonus. You get £88 in free play just for signing up, though you’ll need to wager it 30 times before any cash appears. Their own private‑label live baccarat tables, streamed from a dedicated studio, sit alongside standard Evolution fare, giving you a slightly different camera angle and a more customisable interface. Withdrawals can be slow—first‑time payouts often take three business days—but the sheer variety of baccarat tables, including some with side bets you won’t see elsewhere, keeps loyal players around.
LeoVegas calls itself the “King of Mobile,” and for once the marketing isn’t entirely hollow. Their live baccarat interface adapts to a phone screen better than any other casino we tested, with swipe‑able roadmaps and a chat function that doesn’t cover half the table. The welcome package of up to £100 plus 50 free spins (on selected slots, not baccarat) comes with a 35x bonus wagering requirement. Withdrawals via PayPal or Trustly often land within a day, which is stellar.
Casumo takes a playful approach—you collect points and trophies as you play—but the underlying product is serious. Their live baccarat selection sticks mostly to Evolution’s standard tables, though they’ve recently added Speed Baccarat for those who find the normal pace too glacial. The welcome bonus is modest: a 100% match to £25 plus 20 spins. But the playthrough is only 25x, and the site processes withdrawals consistently within two days.
Mr Green pairs a clean, dark‑theme design with a robust responsible‑gambling toolkit that lets you set loss limits and reality checks in seconds. Live baccarat comes from both Evolution and NetEnt, giving you a choice of studio aesthetics. The 100% up to £100 bonus coupled with 100 free spins sounds generous, but the 40x wagering on the bonus amount is on the steep side. Payouts are reliable, typically clearing within 24 hours for e‑wallets.
William Hill Casino leverages its decades‑old brand to offer a live baccarat section that feels reassuringly traditional. Playtech tables run alongside Evolution, so you can switch between a more formal studio vibe and the slicker Evolution interface. The 100% up to £300 welcome bonus is one of the highest here, though the 40x wagering applies to both deposit and bonus, and you’ll need to wager £3,000 before you can touch the bonus funds if you deposit the full amount. Withdrawals average two days.
BetVictor Casino cuts through the nonsense with a “Bet £5 get £30” offer that gives you two £10 baccarat bonus bets and a £10 slot bonus. The catch? Baccarat contributions for the wagering requirement sit at a measly 20%, so you’ll be grinding a while. That said, their live lobby is well‑organised, with Evolution tables sorted by game speed and a dedicated section for high‑roller baccarat. Minimum deposits are a rock‑bottom £5, and payouts rarely exceed 24 hours.
Grosvenor Casinos mixes online and land‑based presence. Their £20 welcome bonus requires a £20 deposit with a 5x wagering—so you’re essentially getting a £100 playthrough on the house. It’s tiny compared to online‑only rivals, but Grosvenor’s advantage is trust: you can withdraw your winnings at any of their 50+ UK casino branches. Live baccarat is exclusively Evolution, streamed in crisp HD with friendly croupiers.
How We Rank the Best Live Baccarat Sites for UK Players
Rankings that simply list casinos by the size of their welcome bonus are worse than useless—they’re actively misleading. Our methodology accounts for the things that actually matter after you’ve clicked “deposit.” We test each site with real money over at least a week, making deposits, playing live baccarat at various stakes, and cashing out. The scorecard breaks down into five weighted factors.
Licensing and security (25%). Every casino on our list holds a current UK Gambling Commission licence. No exceptions. We also check for SSL encryption, segregated player funds, and whether the operator has ever faced regulatory action in the UK. If a site claims to have a “UK licence” but we can’t verify it on the Commission’s public register, it doesn’t appear.
Game quality and variety (25%). We look for at least five live baccarat tables, ideally from multiple studios. A casino that only offers a single Evolution table with a £5 minimum is fine for beginners but boring for anyone who wants to explore Lightning Baccarat, Speed Baccarat, or high‑limit rooms. We also judge streaming quality, interface usability, and whether the dealer actually speaks clear English (you’d be surprised).
Bonuses and wagering (20%). A £1,000 bonus with a 60x wagering requirement is a trap, not a gift. We favour casinos with reasonable playthrough conditions and clear contributions for baccarat. Many sites restrict baccarat wagering to 10–20% of the requirement, which can turn a “big” bonus into a mathematical impossibility. We highlight the real cost.
Payment speed and options (20%). UK players expect PayPal, Trustly, bank transfers, and debit cards. We time withdrawal requests to the moment the money hits our bank account. Casinos that consistently pay within 24 hours get full points; those that stall with “pending” status for three days or ask for a selfie holding your passport lose points fast. We also note any withdrawal fees—yes, some still charge them.
Mobile performance (10%). Live baccarat is the perfect mobile casino game: it’s slow‑paced enough to play on a shaky train ride, but only if the interface doesn’t suck. We test on both iOS and Android, checking for blurry card scans, laggy chat, and whether the bet‑placement buttons are fat enough for a human thumb.
Live Baccarat Rules: How to Play the Game in Under Two Minutes
Baccarat’s rules trip up fewer people than you’d think, mainly because the player does almost nothing. You’re betting on one of three outcomes: Banker, Player, or Tie. The dealer does all the card‑handling. Two hands are dealt—one to the “Player,” one to the “Banker.” Your job is to guess which gets closer to nine. That’s it. The rest is procedural, but understanding it prevents you from looking bewildered when the screen suddenly draws a third card for no apparent reason.
Cards 2–9 count at face value. Aces are worth one. Tens, jacks, queens, and kings are zero. The total of a hand is the sum of the cards modulo 10; if you hold a 7 and an 8, the total is 15, so the hand value is 5. Whichever hand lands closest to 9 wins. If you bet on the winning side, you get paid even money, except for Banker bets, which typically pay 0.95:1 because of a 5% commission. A winning Tie bet usually pays 8:1 (sometimes 9:1), which tempts the unwary and makes casinos rich.
The third‑card rule is where things get fiddly, but you don’t need to memorise it—the software handles it automatically. In summary: if either the Player or Banker has a natural 8 or 9, no more cards are drawn. If the Player’s total is 0–5, they draw a third card; otherwise, they stand. The Banker’s action then depends on both their own total and the Player’s third card, following a deterministic table that has been set in stone since the 19th century. There’s no strategy to drawing; it’s a fixed algorithm. This is one reason baccarat is often called a “pure chance” game—you can’t out‑think the rules.
Live Baccarat Odds, House Edge, and Why the Banker Bet Is King
If you walk away from this guide with one piece of advice, make it this: bet Banker, ignore Tie. The math isn’t complicated, but the casinos count on you not caring. In a standard eight‑deck shoe, the Banker wins approximately 45.86% of the time, the Player 44.62%, and the Tie 9.52%. After applying the 5% commission on Banker wins, the house edge sits at 1.06% for Banker bets and 1.24% for Player bets. That’s among the lowest in the casino, right alongside blackjack played with perfect strategy. The Tie bet, meanwhile, carries a house edge of 14.36% on an 8:1 payout—making it one of the worst standard wagers on any table game floor. A few casinos offer 9:1 on Ties, shaving the edge down to a still‑awful 4.84%, but that doesn’t make it a good idea.
Why does Banker win more often? It’s not a conspiracy; it’s the drawing rules. The Banker hand acts last and can adjust to the Player’s third card, giving it a slight informational advantage. That advantage is small but consistent over millions of hands. And because casinos aren’t charities, they claw back that edge via the 5% commission. Over a long session, a flat‑betting Banker strategy will lose about £1.06 for every £100 wagered. That’s the price of entertainment.
Some players hunt for “no‑commission” baccarat tables, where Banker pays even money except when it wins on a 6, in which case it pays 1:2. This twists the math: the house edge on Banker jumps to 1.46%, actually worse than standard commission baccarat. The casino is still taking its cut; it just packages it differently. Don’t be fooled by the absence of a visible rake.
Live Baccarat Bonuses: How to Turn a ‘Free’ Lunch into Real Money
Casino bonuses love to promise the world. “£500 free!” they shout, while the terms hidden behind a tiny link demand you wager £17,500 and restrict baccarat to 5% contribution. Welcome to the UK gambling market, where the “gift” is always a loan with strings attached. That doesn’t mean you should ignore bonuses completely; a well‑structured offer can extend your playtime and, occasionally, leave you with withdrawable cash. You just need to know how to read the fine print like a forensic accountant.
First, scan the wagering requirement. A 35x playthrough on the bonus amount is typical for UK‑facing sites. If you accept a £100 bonus with 35x, you must wager £3,500 before any funds become real money. Always check whether the wagering applies to the deposit, the bonus, or both. A “deposit + bonus” 35x on a £100 deposit and £100 bonus means you’re churning £7,000, not £3,500. Next, look at game weightings. Live baccarat rarely contributes 100%—most casinos cap it at 10% or 20%, meaning every £1 you wager on baccarat only chips 10–20p off the requirement. At that rate, completing the playthrough via baccarat alone can take days and is mathematically likely to empty your bankroll before you finish.
The third variable is maximum bet limits while a bonus is active. Many casinos impose a £5 cap per round; bet more and they reserve the right to void your bonus and any winnings. Live baccarat tables often have £5 minimums, so you’re essentially forced to flat‑bet the minimum for hours. If you enjoy that sort of monotony, a casino bonus might be for you. If not, consider playing without a bonus—that way your wins are yours immediately, with no strings. A few operators, such as BetVictor and Grosvenor, offer smaller bonuses with low wagering (5x–10x) that are actually plausible to clear. Those are the ones worth a second look.
Beyond Punto Banco: Live Baccarat Variants You Should Try
Standard Punto Banco is the vanilla ice cream of the live baccarat world—perfectly fine, but it’s not the only flavour on the menu. Over the last few years, Evolution Gaming, Pragmatic Play, and Playtech have rolled out a string of variants designed to hook different player psychologies. Some speed things up; others bolt on multipliers and side bets that make Tie look tame. Here’s a rundown of what you’ll find at the best live baccarat online casinos in the UK.
| Variant | Provider | Key Feature | House Edge (Banker) | Bet Limits |
|---|---|---|---|---|
| Lightning Baccarat | Evolution | Random multipliers up to 8x on winning bets | 1.33%* | £1–£5,000 |
| Speed Baccarat | Evolution | Rounds last ~27 seconds; no downtime | 1.06% | £1–£2,500 |
| No Commission Baccarat | Evolution / Playtech | Banker pays even money except on a 6 win (1:2) | 1.46% | £1–£10,000 |
| Golden Wealth Baccarat | Evolution | Five golden cards add multipliers up to 262,144x | 1.29%** | £1–£2,000 |
| Baccarat Squeeze | Evolution | Dealer slowly reveals cards; longer anticipation | 1.06% | £5–£10,000 |
| First Person Baccarat | Evolution | 3D RNG game with ‘GO LIVE’ button | 1.06% | £1–£500 |
*Lightning Baccarat charges a 20% fee on each bet, raising the effective house edge.
**Golden Wealth adds a 20% fee, similar to Lightning.
Lightning Baccarat is the star of the show, for better or worse. Each round, one to five Lightning Cards are randomly assigned multipliers of 2x, 3x, 4x, 5x, or 8x. If your bet wins and includes a Lightning Card, your payout is multiplied. The catch: you pay a 20% “Lightning fee” on every bet, so a £5 wager actually costs £6. That inflates the house edge to around 1.33% on Banker, eroding the game’s core appeal. It’s exhilarating when you hit a 3x multiplier, but over time, the fee grinds you down faster than standard baccarat.
Speed Baccarat does exactly what the label says. Rounds last about 27 seconds—less than half the usual time—by overlapping the betting window with the previous round’s settlement. It’s popular with players who want high‑volume action, but it also means you’ll churn through your bankroll faster. The house edge remains identical to classic baccarat; the only difference is the tempo. If you’re flat‑betting £5 per hand, you’ll place roughly 130 hands an hour instead of 60, so your expected hourly loss doubles. Speed kills.
Golden Wealth Baccarat is Lightning’s flashier cousin. Instead of card multipliers, five random “Golden Cards” receive multipliers each round. The maximum multiplier can theoretically reach 262,144x, but the base probability of hitting that is astronomically small. Again, a 20% fee applies, making it worse for your money than standard baccarat. It’s best viewed as a lottery ticket disguised as a card game.
Baccarat Squeeze slows the action to a crawl in the best possible way. The dealer peels back the corner of each card slowly, letting you see the pips one by one. For players who love tension, there’s nothing like it. The house edge is identical to normal baccarat; the only extra cost is your time. High rollers gravitate to Squeeze tables, so minimum bets are often £5 or £10, but the experience feels more premium.
Live Baccarat on Mobile: Apps, Instant Play, and Squeezing Cards on the Tube
Smartphones and live baccarat are an oddly perfect match. The game’s slow pace means you’re not frantically tapping a screen; you’re just watching a video stream and placing a bet once every minute or so. Every UK casino we recommend offers either a dedicated iOS/Android app or a mobile‑optimised website that runs live baccarat without a glitch. The real question is which platform makes the experience less frustrating.
LeoVegas leads the pack in mobile design. Their app places the bet‑selection panel at the bottom of the screen where your thumbs naturally rest, and the swipe‑to‑reveal roadmaps feel intuitive rather than gimmicky. On the other end of the spectrum, 888casino’s mobile site occasionally cuts off the dealer’s face when you tilt your phone, though a recent update has mostly fixed that. Betway’s app is utilitarian—functional but devoid of charm. Casumo’s trophies and animations eat a bit of battery life, so keep a charger handy if you’re on a long commute.
One quirk of mobile play: chat. On desktop, you can type messages to the dealer without disrupting the game. On mobile, the keyboard tends to cover half the stream, which can frustrate if you enjoy banter. Most players don’t bother, and that’s fine—dealers seem relieved when the chat stays quiet. If you’re new to mobile live baccarat, start with a £1 table at Evolution’s London studio; the lighting is forgiving, and the cards are crisp even on smaller screens.
Live Baccarat Strategy: Card Counting, Streaks, and Other Comforting Myths
Baccarat strategy guides are a cottage industry built on wishful thinking. Let’s be blunt: there is no progressive betting system that overcomes the house edge. Martingale, Fibonacci, Labouchere—they all share the same fatal flaw. Sooner or later, you’ll hit a losing streak deep enough to either blow your bankroll or slam into the table limit. The casino doesn’t mind if you win for an hour; it minds very much if you keep doubling your bet indefinitely, which is why every table has a maximum. A £5–£1,000 limit means you can only double seven times before you’re locked out. That seventh loss is rare, but when it comes, it wipes out all previous gains and then some.
Card counting in baccarat? Theoretically possible, practically pointless. The effect of removing a single card from an eight‑deck shoe is so minuscule that even the most disciplined counter would need to bet massive amounts on rare occasions to squeeze out a 0.05% edge. And live baccarat shoes are shuffled long before penetration reaches that depth. Evolution typically shuffles after 60–70% of the shoe is dealt, rendering any count moot. Anyone selling a baccarat counting system is either deluded or dishonest.
That leaves trend‑chasing—betting on streaks because the scoreboard shows seven Bankers in a row. Human brains are pattern‑recognition machines; we see gods in the clouds and streaks in random data. The roadmaps (Big Road, Bead Plate, etc.) are fascinating artefacts, but they have zero predictive value. Each hand is independent. A Banker win doesn’t make a Player win more likely; it just resets the math. Betting on streaks can be entertaining, and entertainment has value, but do not mistake it for strategy.
So what’s the only “strategy” worth your time? Bankroll management and bet selection. Pick a bet size you can afford to lose ten times in a row without flinching. Stick to Banker or, if you’re feeling frisky, Player. Never bet Tie. Set a win target and a loss limit before you sit down, and when you hit either, log off. That’s it. Boring? Yes. Effective? Also yes.
Banking Options for UK Live Baccarat Players: Deposits, Withdrawals, and Speed
UK casinos are decades ahead of the rest of Europe when it comes to payment convenience, but don’t assume all methods are equal. Debit cards (Visa, Mastercard, Maestro) remain the default, though some banks still block gambling transactions—a quick check with your provider avoids embarrassment. E‑wallets like PayPal, Skrill, and Neteller offer faster withdrawals, often within hours, but some operators exclude them from welcome bonuses. Read the terms. PayPal is the gold standard for speed and buyer protection; it’s accepted at all our recommended casinos except Grosvenor, which pushes its own cash‑at‑counter service.
Trustly’s Pay N Play has made inroads, allowing you to deposit and play without a full registration process—handy if you value anonymity. However, UKGC regulations still require identity verification before your first withdrawal, so Pay N Play doesn’t let you skip KYC entirely. It just postpones it. Bank transfers work but can take three to five business days to clear, and some banks charge a small fee for Faster Payments to gambling merchants.
Withdrawal speed is where casinos reveal their true colors. Any site that keeps your payout “pending” for 48 hours is using your money to earn float. The best operators—LeoVegas, BetVictor, Betway—process e‑wallet withdrawals within 24 hours, often same‑day if you request before noon. Card withdrawals take an extra day simply because of Visa/Mastercard settlement times. If a casino takes more than three days to approve a withdrawal, call support. If they stall with repeated document requests, file a complaint with the UKGC. Life’s too short.
Is Live Baccarat Legal in the UK? Licensing, Safety, and the Gambling Commission
Yes, live baccarat is 100% legal in the United Kingdom, provided you play at an operator licensed by the UK Gambling Commission (UKGC). The Commission doesn’t mess about. It mandates regular audits of random number generators and live dealer procedures, enforces strict anti‑money‑laundering checks, and requires all operators to contribute to the GamStop self‑exclusion scheme. Any casino operating without a UKGC licence is committing a criminal offence if it targets UK residents.
The UKGC’s reach extends to the software level. Evolution Gaming’s London studio is physically based in the UK and holds a UKGC operating licence. Many other providers—Playtech, Pragmatic Play, NetEnt—hold the same, meaning their games are tested for fairness by UK‑approved test houses like GLI or eCOGRA. In practice, live baccarat streams from these studios are monitored in real time; the card shuffling is either handled by continuous shuffle machines or, in the case of hand‑shuffled tables, supervised by a pit boss. The idea that a dealer is secretly slipping in cards to make you lose is a fantasy—the regulatory and reputational cost would far exceed any possible gain.
For players, the most important UKGC rules to know are: you must be 18 or older, all winnings are taxable‑free (the casino pays the duty), and you have the right to set deposit limits, time‑outs, and self‑exclusion directly through the casino’s responsible‑gambling tools. GamStop allows you to ban yourself from all UK‑licensed sites with a single registration. It’s effective, free, and takes about five minutes. If you ever feel baccarat is becoming more than a bit of fun, use it.
New Live Baccarat Casinos UK 2026: Fresh Faces to Watch
The UK casino scene isn’t static. While established giants dominate, a handful of newer operators have launched in late 2025 and early 2026, bringing fresh interfaces and competitive bonuses. Because they’re new, we’ve tested them with small deposits and cautious optimism. Here are three that show promise, though none have yet built the track record of a Betway or LeoVegas.
PlayOJO isn’t brand‑new—it launched in 2017—but its 2026 UK site refresh pushed it back into the spotlight. The “no wagering” model means every bonus win goes straight into your withdrawable balance, a concept so radical it forces other operators to pretend they don’t hear the question. Live baccarat is limited to eight Evolution tables, but you’re getting pure value on every hand.
Lucky Days obtained its UKGC licence in mid‑2025 and has been quietly building a live‑dealer following. Their baccarat lobby features 12 tables from Evolution and Pragmatic Play, including a dedicated VIP Squeeze room. The welcome bonus—100% up to £100 with 35x wagering—is nothing special, but their loyalty program rewards consistent play with cash drops, not just free spins on low‑RTP slots.
Casimba launched in late 2025 with a flashy lion motif and a £1,500 welcome package spread over three deposits. The wagering is a brutal 50x, and baccarat contributes 10%, making the bonus essentially a trap for the uninformed. However, the live baccarat selection is genuinely impressive: 20+ tables, including several exclusive branded environments and high‑limit rooms up to £50,000 per hand. If you’re a high‑stakes player who ignores bonuses anyway, Casimba is worth a look. Just skip the welcome offer.
What is the best live baccarat casino in the UK?
There’s no single “best” for everyone, but Betway and LeoVegas consistently top our rankings. Betway offers a straightforward experience with Evolution tables and fast payouts. LeoVegas excels on mobile and has a slightly wider game selection. Your choice should hinge on whether you value bonus size (Betway) or interface polish (LeoVegas). Both hold full UKGC licences.
Can I play live baccarat for free in the UK?
No. Live dealer games are real‑money only because they require a human croupier and studio time. You can play free RNG (random number generator) baccarat at many casinos to learn the rules, but that won’t replicate the timing and interface of a live table. The closest free option is watching a live baccarat stream without placing a bet, though few sites allow this for long periods.
Is live baccarat rigged at UK casinos?
At UKGC‑licensed sites, no. Regulators audit the card‑shuffling algorithms and video streams regularly. The dealer has no incentive to cheat—croupiers are salaried employees who are penalised for rule breaches, not tipped on player losses. If you ever suspect foul play, you can request a full hand‑history audit through the casino’s support team. Every hand is recorded and logged.
What are the odds of winning at baccarat?
Banker wins roughly 45.86% of the time, Player 44.62%, Tie 9.52%. After the 5% commission on Banker, the house edge sits at 1.06% for Banker, 1.24% for Player, and a catastrophic 14.36% for Tie bets paying 8:1. Stick to Banker and you’re playing one of the fairest casino games. Bet Tie and you’re paying for everyone else’s lighting.
How do I choose a live baccarat table?
First, set your bankroll and pick a table with a minimum bet you can afford for at least 20 hands. Check the scoreboard for game speed indicators—some tables display the last round duration so you can avoid the 80‑second snoozers. If you prefer a slower, more theatrical experience, choose a Squeeze table. For quick sessions, Speed Baccarat or standard tables with a 45‑second betting window work well.
Do live baccarat bonuses really work?
They can, but you must treat them as a mathematical puzzle, not free money. Calculate the true wagering requirement by dividing the playthrough by the baccarat contribution percentage. If a 35x bonus has baccarat weighted at 10%, you effectively need to wager 350x the bonus before cashing out. Most players bust before achieving that. Opt for bonuses with low wagering (5x–10x) or no bonuses at all.